Kentwood Mortgage Experts Ready to Help You Move Forward

Kentwood offers a mix of established neighborhoods, convenient shopping, and easy access across the Grand Rapids area, which is why so many buyers want to settle here. Private Mortgage Guarantee LLC helps Kentwood, MI, residents choose the right mortgage with free quotes and honest guidance. Founder Michael Morse and our locally owned team have 25 years of experience. Get approved today by calling 616-822-3068.

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Mortgage Options for Kentwood Buyers and Owners

We provide a full range of residential mortgage options for Kentwood borrowers:


  • Home purchase loans and mortgage refinancing
  • FHA, VA, USDA, conventional, and jumbo loans
  • Non-QM and bank statement loans for unconventional income
  • DSCR loans for real estate investors
  • Construction loans for custom builds
  • Reverse mortgages for eligible seniors
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How We Support Kentwood Homebuyers

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Clear Pre-Approval Guidance

A strong pre-approval helps you shop with confidence. We review your credit, income, and savings, then explain a comfortable price range.

Fast, Organized Closings

Most loans close in about 15 to 20 days. We coordinate with your agent, appraiser, and title company to keep deadlines on track.

Spanish-Language Support

Se habla español. Our team is happy to guide Spanish-speaking families through every step of the loan process.

Investors and Self-Employed Borrowers Welcome

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Kentwood has plenty of rental opportunities, and our DSCR loans let investors qualify based on a property's rental income. If you work for yourself, bank statement loans can use your deposits to verify income. Both options are part of our non-QM lending approach, and we explain the costs and trade-offs clearly.

Flexible Service That Fits Your Schedule

Our office is at 2130 Wealthy St SE in East Grand Rapids, Michigan. We are open 8:00 AM to 8:00 PM on weekdays and 9:00 AM to 8:00 PM on weekends, including holidays. You can work with us by phone, email, text, and online portal, or ask us to come to you.

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Residential mortgage application form with model house, calculator, pen, and binder clip

Other Communities We Serve

Besides Kentwood, we help clients in Grand Rapids, Wyoming, Walker, Grandville, Northview, Comstock Park, Forest Hills, Jenison, Cutlerville, Cascade, and Belmont.

Frequently Asked Questions From Kentwood Borrowers

Kentwood borrowers frequently ask what credit score they need, how much to put down, and how fast a loan can close. FHA loans accept scores as low as 580 with 3.5% down, and conventional loans typically require 620 or higher. VA and USDA loans may offer 0% down for eligible buyers. Most loans close in about 15 to 20 days. Because every file is different, we encourage you to call for a free review.

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First-Time Buyers and Move-Up Buyers in Kentwood

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Whether you are buying your first condo or townhouse or upgrading to a larger single-family home, the right financing makes the move easier. We help you balance your down payment, monthly budget, and long-term goals. If you already own, we can also review your current loan to see whether a refinance might help.

Request Your Free Kentwood Mortgage Quote

Call Private Mortgage Guarantee LLC at 616-822-3068. We hold NMLS Company License 2033317 and are ready to help you get approved.