Private Mortgage Guarantee LLC helps homebuyers, homeowners, and real estate investors explore mortgage options throughout Michigan, with a focus on Metro Grand Rapids, Metro Detroit, and Lansing. Based in East Grand Rapids, our locally owned team provides personal guidance for home purchases, refinancing, and investment property financing. Work with us by phone, email, text, or online portal. Call 616-822-3068 to request a free quote.
Home Loan Programs for Every Kind of Buyer
We do not believe in one-size-fits-all mortgages. Explore the loan programs below, then click Learn More to see how each one works and which may be right for you.
Home Purchase Loans
Buying a home is an exciting milestone. Private Mortgage Guarantee LLC offers friendly, experienced guidance to help you navigate every step and secure the right loan for your budget.
Mortgage Refinancing
Your needs change, and your mortgage should too. We take the time to review your current loan and help you find a refinance that lowers stress and puts your goals first.
FHA Loans
A big down payment should not keep you from a place of your own. Our team makes FHA financing simple, so you can move toward homeownership with confidence and clear answers.
VA Loans
You served our country, and we are honored to serve you. Private Mortgage Guarantee LLC helps veterans and military families make the most of the home loan benefits they have earned.
USDA Loans
Dreaming of more space and a quieter pace? We help you find out whether you qualify for a USDA loan and guide you toward a home in the right location.
Conventional Loans
For buyers who value stability and flexibility, a conventional loan can be a great fit. We walk you through your options and help you choose terms you can live with comfortably.
Jumbo Loans
Higher-priced homes call for careful planning and a lender you can trust. Our experienced team provides personal attention and straightforward advice from application to closing.
Non-QM Loans
Not every great borrower fits a standard mold. We look at your whole financial story and work to find a flexible loan that gives you a real path forward.
Bank Statement Loans
Running your own business takes dedication, and your mortgage should recognize that. We help self-employed borrowers show their true income and move into the home they deserve.
DSCR Loans
Growing a rental portfolio takes the right financing partner. Private Mortgage Guarantee LLC helps investors understand their options and move quickly on the next opportunity.
Construction Loans
Building a home from the ground up is a big and rewarding journey. We explain each stage in plain language, so you can focus on bringing your vision to life.
Reverse Mortgages
Retirement should feel comfortable and secure. We patiently explain how a reverse mortgage works, so eligible homeowners can make a confident, well-informed decision.
Why Homebuyers Choose Private Mortgage Guarantee LLC
Buying a home is one of the biggest financial decisions you will ever make, and you deserve a lender who is responsive, honest, and knowledgeable. Since 2021, our locally owned company has served families across West Michigan with personal attention. Here is what sets us apart:
Free quotes with no pressure: every conversation begins with a free quote, and we show you realistic numbers so you can plan with confidence before making any commitment
25 years of industry experience: founder Michael Morse and our skilled, fully trained staff guide you from the first call to the day you get your keys.
Locally owned and community focused: we know the Grand Rapids market and the neighborhoods we serve.
Fast closings: most loans close in about 15 to 20 days, and we keep you updated at every step.
After-hours service: our office is open 8:00 AM to 8:00 PM on weekdays and 9:00 AM to 8:00 PM on weekends, including holidays.
We come to you: consultations, applications, and closings can also be handled by phone, email, text, and our online portal.
Se habla español: we proudly guide Spanish-speaking families through every step of the loan process.
- Grand Rapids
- Wyoming
- Kentwood
- Walker
- Grandville
- Northview
- Comstock Park
- Forest Hills
- Jenison
- Cutlerville
- Cascade
- Belmont
Serving All of Michigan, Including Grand Rapids, Detroit, and Lansing
Private Mortgage Guarantee LLC serves borrowers throughout Michigan, with a focus on Metro Grand Rapids, Metro Detroit, and the Lansing area. Our office is located at 2130 Wealthy St SE in East Grand Rapids, and borrowers across the state can work with our team by phone, email, text, and online portal.
Our Metro Grand Rapids service area includes Wyoming, Kentwood, Walker, Grandville, and surrounding communities. We also help borrowers throughout Metro Detroit and in Lansing, East Lansing, and nearby communities.
We are also licensed in Texas, Ohio, and Florida. Contact our team to discuss financing options for a property in any of these states.
Se habla español, so we are glad to guide Spanish-speaking families through every step of the loan process.
Licensed, Accredited, and Ready to Help
Trust matters when you borrow money. Private Mortgage Guarantee LLC holds NMLS Company License 2033317 and is listed with the Better Business Bureau. Our goal is to earn your confidence through transparent pricing, clear timelines, and honest advice.
Start Your Home Loan Journey Today
Ready to see what you qualify for? Call 616-822-3068 or send a message through our contact page to speak with a mortgage professional. Get approved today and take the first step toward the home you have been dreaming about.